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In exchange for keeping money in your savings account, you get a small financial return, known as interest. It gets calculated as a percentage of the balance you maintain in the account. So, if you have $1,000 in your savings account and the interest rate is 2% annually, you’d accrue $20 of interest in a year. Consumer banking | Personal banking | U.S. BankFind local US Bank branch and ATM locations in United States with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information.Wells Fargo. [email protected]; 866-867-5568. *First Republic Bank does not list an email address for reporting phishing scams on its website and has not yet …Higher rates on CD specials. U.S. Bank offers CD specials that have less-common term lengths, such as a promotional 19-month CD that earns up to 4.30% APY, depending on your location. 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